Dedicated Specialists In
Structured Lending Solutions For Property Investors, Business Owners and Professionals.
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Structured Lending Solutions For Property Investors, Business Owners and Professionals.
Before applying and affecting your credit score we review everything upfront. If we’re unable to find a loan suitable for you, we will work with you and develop a strategy for future success.
Our extensive lending panel of over 35 lenders will give you more choice and more expertise to help you make the right decision.
Steve and Jennifer saved over $20,000 with our solution and avoided paying any mortgage insurance with out solution with just 10% saved towards their purchase.
Danny and James are both professionals in their industry. Danny is a high school teacher, although James does not have a formal qualification utilising Danny's Uni degree they were able to scure their home with just a 5% deposit and have mortgage insurance waived. The savings was over $40,000.00 and enabled them to get into a nicer, bigger home than originally planned.
A simple solution for our clients with only 5% deposit saved and need to add the mortgage insurance to the loan, we have a few lenders who will go up to 98% at a reasonable interest rate.
We first will engage with you to collect all the necessary information that is required to help you.
After receiving your information and supporting documents, we get to work on analysis and calculating serviceability and lender policy fit against 35+ lenders.
We narrow down the best lenders and then hunt down the best products, rates that suit your financial situation and future plans.
We try and keep process as simple as possible, however the minimum requirements are:
We can have you pre approved in as little as 24 hours, however this depends on the lender choice and if all the documents have been provided from the beginning.
We can help you with as little as 5% deposit if you're a first home buyer and as little as 5% plus stamp duty if you're buying your next home. If you're looking at buying an investment property than it would be good to have around 10% saved.
Basically, you are able to borrow with as little as 5% of the purchase price excluding the stamp duty and the lenders mortgage insurance is added to the loan.
They're no specific products that are no LMI loans for goverment employees, but we have a great relationship with some of our lenders and have products available with as little as 10% deposit without Lenders Mortgage Insurance
We look forward to assisting, educating and delivering an easy service that takes the pain out of one of the biggest decisions of your life!
Fetch loans is focused on cultivating the financial wellbeing of first home buyers, Australian investors, and individuals who want to consolidate high-interest debts. We listen, learn, and manage the entire process of assessing mortgage as per your particular needs from start to finish.