Structured lending solutions
for government employees, contractors and their families.
for government employees, contractors and their families.
Before applying and affecting your credit score we review everything upfront. If you are not eligible for any reason we will let you know?
Our green tick review of your credit file and application mean we can lodge your loan for pre-approval
Our extensive lending panel of over 35 lenders will give you more choice and more expertise to help you make the right decision.
Steve and Jennifer saved over $20,000 with our solution and avoided paying any mortgage insurance with out solution with just 10% saved towards their purchase.
Anna and Barry were able to buy their first home in Liverpool with just 5% down and were approved for the First Home Loan Deposit Scheme back in May 2021 and saved themselves over $30,000 in mortgage insurance.
A simple solution for our clients with only 5% deposit saved and need to add the mortgage insurance to the loan, we have a few lenders who will go up to 98% at a reasonable interest rate.
We have a range of lenders who assess applications on merit not events that are history.
Just started a new job? no problems, we have a range of solutions for you!
WE will listen to what you want and provide you a tailored lending solution and project manage everything on your behalf through to settlement.
WE will work hard to make the process straight forward and stress free for you.
WE will always have your best interests at heart with everything we do.
WE will be transparent and open with my communication so you are consistently updated through the process.
WE undertake to make myself available, and return any unanswered phone calls as soon as practical, and reply to all emails within 24 hours of receipt.
When appropriate to your circumstances, I will offer you the opportunity to be introduced to a trusted colleague for complementary services.
Please let us know immediately if you have any concerns. We’re here to make the process simple for you. If we’re not doing this, let us know.
You can put your trust in us with whatever your situation is, so let’s be transparent with each other. We won’t hold back from you, so you don’t need to hold back from us.
If we ask for additional documents, it would be great if you could get on to it quickly, so we can have your application submitted and approved as quickly as possible.
For providing you a professional and personalised service where we manage your loan application through to settlement, We ask that you leave us a fantastic Google (or Facebook) review so other people can learn about the quality of service we provide.
We first will engage with you to collect all the necessary information that is required to help you.
After receiving your information and supporting documents, we get to work on analysis and calculating serviceability and lender policy fit against 35+ lenders.
We narrow down the best lenders and then hunt down the best products, rates that suit your financial situation and future plans.
We try and keep process as simple as possible, however the minimum requirements are:
We can have you pre approved in as little as 24 hours, however this depends on the lender choice and if all the documents have been provided from the beginning.
We can help you with as little as 5% deposit if you're a first home buyer and as little as 5% plus stamp duty if you're buying your next home. If you're looking at buying an investment property than it would be good to have around 10% saved.
Basically, you are able to borrow with as little as 5% of the purchase price excluding the stamp duty and the lenders mortgage insurance is added to the loan.
They're no specific products that are no LMI loans for goverment employees, but we have a great relationship with some of our lenders and have products available with as little as 10% deposit without Lenders Mortgage Insurance
We look forward to assisting, educating and delivering an easy service that takes the pain out of one of the biggest decisions of your life!
George was efficient, professional and fast to follow up on queries and requests. He was a fantastic broker and is highly recommended.
George is a fantastic broker! He made our dreams became reality. We thought we won't be able to get our own house because of our situation but George made this all possible. He is friendly, flexible, easy to talk to and very knowledgeable on his field. He does everything he can to help his clients especially FHB like us. We can't thank him enough 🙂 Highly recommended!
George went extra miles to ensure my settlement went smoothly without being delayed. I would recommend him to my mates!
Fetch loans is focused on cultivating the financial wellbeing of first home buyers, Australian investors, and individuals who want to consolidate high-interest debts. We listen, learn, and manage the entire process of assessing mortgage as per your particular needs from start to finish.